COVID-19 is by far the more dangerous option. Although people who are older, obese or have other health problems are at highest risk for complications from COVID-19, younger people can become severely ill, too. As many as one in three people who recover from COVID have chronic complaints, including exhaustion, a racing heart and worse months afterward. COVID vaccines, in contrast, carry little known risk.
Whether or not someone gets vaccinated, it will be important for everyone to continue to do all of the other recommended interventions, like wearing masks, social / physical distancing and hand washing.